Foreclosures in the United States recently reached epidemic proportions. In fact, about half of our clients are currently facing foreclosure proceedings. If you're one of the thousands of Americans who are threatened with losing their homes, take heart in the fact that in many cases, you can stop foreclosure by filing for Chapter 13 bankruptcy.
To schedule a free initial consultation about how to stop foreclosure or repossession, call The Cummings Law Firm, P.A. at (704) 376-2853.
With decades of experience, our lawyers have helped thousands of clients save their homes from foreclosure and their cars and other property from repossession.
Usually, we recommend Chapter 13 bankruptcy when saving a home from foreclosure or halting repossession because Chapter 13 bankruptcy does not require you to surrender any of your assets. Instead, you reorganize all of your debts into one affordable monthly payment, and you make that payment for the next three to five years. Any unpaid debt that remains after that period may be discharged.
In a city like Charlotte, most people need a car to get to work. Losing your car can often mean losing your job. Sometimes, repossession companies take cars without even notifying the owners. We have had clients who looked outside to discover that their car had vanished.
By working with an attorney at The Cummings Law Firm, P.A., you can use bankruptcy to stop foreclosure and repossession. To schedule a free initial consultation, contact us today through email or by calling (704) 376-2853.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.