What Are The Steps To Filing For Bankruptcy?

Filing for bankruptcy is not easy, and since Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act in 2005, it has become even more difficult. A small mistake can cause a delay or even disqualify you from filing for bankruptcy. A skilled Concord, North Carolina, Chapter 7 and 13 bankruptcy attorney from our firm can help ensure everything is done right the first time.

Call (704) 376-2853 to schedule a free initial consultation with a lawyer.

Avoid Time-Consuming Mistakes

To help you avoid a potentially disastrous mistake, here is a brief rundown of steps to filing for bankruptcy with The Cummings Law Firm, P.A.:

  • Gather information about your debts, your creditors, your income, your assets, your property, your identity and your marital relationship. Here is a checklist of the information we will need.
  • Obtain a recent copy of your credit report for free
  • Bring in any missing information for a second meeting at The Cummings Law Firm, PA, and we'll review the client worksheet. We also will contract with you to provide legal service for the life of the bankruptcy.
  • credit counseling sessions with one of the 15 court-approved credit counseling agencies in Charlotte. The law requires that you take these courses before your bankruptcy is settled.
  • Our next meeting is to sign your papers and make any changes in the information provided at this session; we will file your bankruptcy electronically. For insight into what comes next, see our page "What Happens In A Bankruptcy Proceeding?"

Get A Free Consultation With An Experienced Advocate

At The Cummings Law Firm, P.A., we have handled cases in bankruptcy law exclusively for more than 30 years, helping thousands of clients file for bankruptcy in the Charlotte, North Carolina, area. You can trust our experience and knowledge to make sure your case is handled in your best interests. To schedule a free initial consultation, contact The Cummings Law Firm, P.A. online or call us at (704) 376-2853.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.