Sandra U. Cummings


Location: Charlotte, North Carolina

(704) 376-2853


In the 1970's I worked as a VISTA (Volunteers in Service To America) volunteer in rural Alabama. During that period, I did some work with a Land Loss Program which was helping prevent land loss from poor Black & white Farmers to large corporations- mostly lumber companies. Many of these people were losing their property in tax sales & in foreclosure sales. Some of the people we talked to could save their property but could not find anyone who would even talk to them. I learned that for those people who could afford to make the monthly payments in the future, bankruptcy could help. It was a way the little guy could survive against giant corporate interests. I like the idea of helping people save their homes & properties.

Areas of Practice

  • Consumer Bankruptcy
  • Bankruptcy Related Matters

Bar Admissions

  • North Carolina, 1977
  • U.S. District Court Western District of North Carolina, 1977
  • U.S. District Court Middle District of North Carolina, 1977
  • U.S. Court of Appeals 4th Circuit


University of North Carolina School of Law, Chapel Hill, North Carolina
J.D. - December, 1975

Yankton College, Yankton, South Dakota
B.A. cum laude - 1971
Major: Business Administration

Past Employment Positions

Legal Services of Southern Piedmont, Attorney, 1977 - 1981

Honors and Awards

  • Earl Warren Legal Training Scholar
  • Hubert Lehman Community Attorney

Professional Associations and Memberships

  • North Carolina Bar Association
  • Mecklenburg County Bar Association
  • American Bar Association
  • Leary Bar Association
  • National Bar Association

Pro Bono Activities

  • VISTA (Volunteers in Service To America), Volunteer in Rural Alabama, 1976 - 1977
  • Policy Council for Head Start, Bethlehem Center
  • Mecklenburg County Bar Association, Lawyer Assistance Committee, 2001 - 2004