Before you file for bankruptcy, federal law requires that you receive credit counseling. This may seem like a burden, but you will appreciate it eventually. You will get the opportunity to learn more about budgeting, finance and interest, and you will feel more in control when it comes to managing your expenses in the future.
For a free initial consultation about filing for bankruptcy with The Cummings Law Firm, P.A., call us at (704) 376-2853.
Credit counseling is one of the steps required by the government before you are allowed to file for bankruptcy. Several agencies are approved by the court to deliver credit counseling services in Charlotte. The counseling is made up of two parts:
In most cases, credit counseling is available online and on the phone. If you don't have a computer, your laptop went out or you don't have WiFi at home, you can:
Call our office to schedule your free initial consultation at (704) 376-2853. Our compassionate attorneys have helped over 7,000 people complete successful bankruptcy cases. We can help you, too. We assist people in developing repayment plans and in discharging debt. You can also email us to request an appointment with a bankruptcy lawyer.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.